MMS, through its subsidiaries, is Australia’s largest provider of salary packaging and novated leasing services and a leading provider of fleet and asset management and consumer and fleet financing. From our origins in 1988 when we created  our country’s  salary packaging industry to today, MMS has a proud history of pioneering.

MMS is a trusted provider of salary packaging, novated leasing, disability plan management and support co-ordination, asset management and related financial products and services.

From our origins in 1988 when we created Australia’s salary packaging industry to today, MMS has a proud history of innovation and exceptional service.

Through our subsidiaries, we offer a breadth of services and expertise designed to responsibly deliver superior long-term value to our clients and customers, which include Federal and State governments and some of the largest public and private sector, health and charitable organisations.

MMS employs a highly committed team of around 1,300 people across Australia, New Zealand and the UK.


Sustainability is a key value driver for MMS, a lens through which we look at opportunities to create value for both our business and our stakeholders, mitigate risk and help us achieve our purpose of making a difference to people’s lives.

Our Sustainability Strategy defines the Group’s key focus areas, targets and actions to deliver better social and environmental outcomes throughout the business.

It is comprised of three strategic pillars:

Responsible business

Operating a responsible, ethical and transparent business is at the foundation of the MMS sustainability strategy. This includes incorporating sustainability considerations into all aspects of our operations and pro-actively managing sustainability risks such as modern slavery. It’s also about being more transparent with our stakeholders, including our shareholders, clients, customers and our people and also performance on sustainability issues that matters to them.

Customer wellbeing and social inclusion

Investing in the communities we operate in and engaging with our employees and customers to support their wellbeing and inclusion, is a key pillar of the MMS sustainability strategy. We are committed to the financial wellbeing of our people, supporting indigenous economic participation, accessibility and inclusion for people living with disabilities and sustainable procurement practices.

Low carbon economy

A core focus of the MMS sustainability strategy is to support our clients and customers to reduce their impact on the environment and climate, as well as reducing the impact of our own direct operations. Our priorities include reaching net zero carbon emissions across our direct operations by 2030, supporting our customers to transition to a low carbon future through the adoption of low and zero emission vehicles, and managing our climate-related risks and opportunities.

Through specialist expertise, practical support and a forward-thinking approach, MMS is committed to being a trusted partner in helping Australian organisations step into a more sustainable future.

For more information, you can read our sustainability reports here.

Reflect Reconciliation Action Plan, June 2022 – November 2023

The Reflect Reconciliation Action Plan (RAP) marks the beginning of a long-term commitment by MMS to support the prosperity of Aboriginal and Torres Strait Islander peoples and contribute towards national reconciliation.

Our vision for reconciliation is an Australia where Aboriginal and Torres Strait Islander Peoples have access to equal opportunities for participation in the social, economic and political fabric of our country to achieve their goals in life.

Through this RAP, MMS and our brands will seek to build better relationships with Aboriginal and Torres Strait Islander People where we operate, and cultivate acceptance, respect and opportunities for First Nations peoples within our organisation and through our stakeholder relationships, to help build a more equitable and inclusive Australia.


Download our Reflect Reconciliation Action Plan (RAP).

Accessibility and Inclusion Plan 2022 – 2024

At MMS, we acknowledge and celebrate the contributions made by people with disability to our organisation and society, and firmly believe in the critical importance of providing equitable access to opportunities for people living with disability to achieve their goals in life.

Our first Accessibility and Inclusion Plan (2022-2024) is an important step our business is taking to enhance the accessibility of our workplaces, products and services for people living with disability and carers of persons with disability. Through this plan, we are aiming to build accessibility and inclusion into the core of how we do business and systematically remove barriers experienced by people with disability who interact with our Group.

MMSG Accessibility and Inclusion Plan Cover

Download our Accessibility and Inclusion Plan.

Click here to download the accessible Word version and the accessible PDF version of our Plan.

Our businesses

MMS is listed on the Australian Securities Exchange (ASX:MMS).

We have 29 subsidiary companies. These include 23 incorporated in Australia, two in New Zealand and the remaining four in the United Kingdom.